DEVELOPING: Americans Struggle to Afford ACA Plans Amid Rising Costs

Breaking News: Americans Struggle to Afford ACA Plans Amid Rising Costs Millions of Americans are facing uncertainty as they shop for Affordable Care Act (ACA) plans during open enrollment, which started on November 1. The subsidies that made health care more affordable for a record number of Americans are set to expire for 2026 plans, leaving many struggling to afford their plans. The subsidies, which have been in place since 2021, are set to expire due to a lack of agreement from Congress. This means that many Americans will see a significant increase in their health care costs, making it difficult for them to afford their plans. The ACA marketplaces have seen a record number of sign-ups since the subsidies were introduced, with millions of Americans taking advantage of the extra help to buy their plans. However, if the subsidies expire, many of these individuals will be left to face the full cost of their health care. Negotiations to reopen the federal government, which was shut down due to a disagreement over the subsidies, are ongoing. A Senate vote on the health care subsidies is expected by the second week of December, but it is unclear whether the vote will be successful. This is a developing story, and we will continue to provide updates as more information becomes available.