Terms of Service

These Terms of Service ("Terms") constitute a binding agreement between you (the "Customer") and Crene, Inc., a Delaware corporation with its principal place of business in California ("Crene", "we", "us").

By accessing or using a Crene product, public interface, private workspace, data service, or other service made available under these Terms, you accept these Terms. If you accept on behalf of a company or other legal entity, you represent that you have authority to bind that entity.

Crene provides living decision record infrastructure for institutional investment teams. Depending on the product surface and customer relationship, the service may include:

• Living decision records. A governed record of an investment thesis, including the starting view, assumptions, factors, scenarios, evidence, review conditions, revisions, and dated decisions.
• Private review workflow. A workflow for reassessing a live investment view against new evidence, changed conditions, model disagreement, and human review while preserving prior states of the record.
• Public proof layer. Public examples, methodology, calibration evidence, resolved records, and selected structured records that allow users to inspect how Crene represents and reviews investment views.
• Data and API services. Crene may make read interfaces, datasets, exports, or private delivery arrangements available. Access methods and permitted uses may differ by surface and may be governed by separate documentation or written terms.

Crene is a data, software, and decision record infrastructure product. Crene does not provide financial, investment, legal, tax, or other professional advice. Crene outputs are not recommendations or guarantees of any investment outcome.

Some Crene surfaces require an account or other authenticated access. You are responsible for the accuracy of your account information, the confidentiality of your credentials, and activity occurring through your account.

You must promptly notify Crene at support@crene.com if you become aware of unauthorized access or a suspected compromise. Crene may suspend or restrict access where reasonably necessary to protect the Customer, Crene, other users, or the integrity of the service.

Crene's services are intended for businesses and adults acting in a professional capacity. The service is not designed as a consumer or personal entertainment product.

Crene may make selected public records, datasets, and read interfaces available without authentication. Other access may require an account, authentication, rate limits, or separate written terms. Documentation published for a particular surface describes its current access method.

When using Crene public data or interfaces, you agree:

• Not to misrepresent Crene data, records, or analysis as your own original research without appropriate attribution.
• Not to scrape, mirror, or systematically reproduce substantial portions of a Crene dataset or public record in a manner intended to substitute for licensed or separately contracted access.
• Not to use Crene data to discriminate against, harass, surveil, or otherwise unlawfully harm a natural person.
• Not to interfere with the integrity, availability, or security of Crene systems, including through rate limit evasion, injection, abusive automation, or attempts to bypass access controls.
• Not to use Crene data or structured records to train a competing forecasting or decision record product without separate written permission where such permission is required.

Crene may introduce or change technical limits, authentication requirements, or access controls to protect the service, comply with law, or address abuse. Where practical, Crene will provide reasonable notice of material access changes affecting legitimate institutional users.

Any dataset license, private API access, export, enterprise delivery, or other separately contracted data service is governed by the applicable written order, license, statement of work, or other agreement. Where a separate written agreement conflicts with these Terms, the separate agreement controls for the subject matter it covers.

Unless a separate written agreement provides otherwise:

• Crene retains all rights, title, and interest in its platform, record structures, datasets, methodology, and proprietary data.
• Customer receives only the rights expressly granted for the applicable access and may use the material for its internal business purposes during the permitted period.
• Redistribution, sublicensing, public republication of substantial portions, or creation of a substitute commercial dataset requires separate written permission.
• Use of Crene outputs in internal models, research, and decision systems is permitted to the extent allowed by the applicable access terms.

The Crene platform, its design, software, methodology documentation, decision record structures, proprietary datasets, and Crene branding are owned by Crene, Inc. or its licensors and are protected by applicable intellectual property law.

Crene may use third-party model, data, infrastructure, and software providers in operating the service. Those providers retain their respective rights in their products and services. Crene does not grant customers ownership of or a license to an underlying third-party model merely because Crene uses that model in providing the service. Current methodological disclosures describe model usage where relevant.

Source documents referenced in evidence or resolution provenance remain the property or public records of their respective issuers. Crene may cite or link to those materials without claiming ownership of the underlying source.

No advice. Crene is a data, software, and decision record infrastructure product, not an investment adviser, broker, dealer, legal counsel, or other regulated professional. Structured records, forecasts, model-generated analysis, and other statistical outputs are not recommendations, solicitations, or guarantees of any outcome.

No warranty. The service is provided "as is" and "as available." To the maximum extent permitted by law, Crene disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, accuracy, and non-infringement.

Limitation of liability. To the maximum extent permitted by law, Crene's aggregate liability arising out of or related to these Terms or the service is limited to the greater of (i) amounts paid by you to Crene in the 12 months preceding the claim, or (ii) USD $1,000. Crene is not liable for indirect, incidental, consequential, special, exemplary, or punitive damages, including lost profits, lost data, or trading losses, even if advised of their possibility.

Nothing in this section limits liability that applicable law does not permit the parties to exclude or limit.

Customer agrees to indemnify and hold harmless Crene, its officers, employees, and agents from any third-party claim arising from Customer's breach of these Terms, misuse of the data, or violation of applicable law in connection with use of the service.

Either party may terminate access at any time, with or without cause, by written notice (email is sufficient). Crene may suspend or terminate access immediately on reasonable belief of breach.

Sections that by their nature should survive termination (intellectual property, disclaimers and limitations, indemnification, governing law, dispute resolution) survive.

These Terms are governed by the laws of the State of Delaware, without regard to its conflict of laws principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

Informal resolution. Before filing any formal proceeding, the parties will attempt in good faith to resolve any dispute through written notice and a 30-day cure period.

Arbitration. Any dispute, claim, or controversy arising out of or relating to these Terms or the service that is not resolved informally and exceeds USD $50,000 in amount in controversy shall be resolved by binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules. The arbitration shall be conducted in English, seated in Wilmington, Delaware, before a single arbitrator. Judgment on the award may be entered in any court of competent jurisdiction.

Small claims carveout. Either party may bring an individual action in small claims court in lieu of arbitration if the dispute qualifies under applicable small claims rules.

No class. All disputes shall be resolved on an individual basis. Class actions, class arbitrations, and representative proceedings are not permitted.

Disputes below threshold. Disputes below USD $50,000 in amount in controversy that are not resolved informally may be brought in the state or federal courts located in New Castle County, Delaware, and both parties consent to exclusive jurisdiction and venue there.

Crene may revise these Terms. Material changes will be disclosed on this page with an updated date. For active private review or enterprise customers, material changes will also be sent by email. Continued use after the effective date of a revision constitutes acceptance.

Severability. If any provision of these Terms is held unenforceable, it will be enforced to the maximum extent permissible and modified only to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

Assignment. Customer may not assign these Terms without Crene's prior written consent. Crene may assign these Terms in connection with a merger, acquisition, corporate reorganization, or sale of all or substantially all of its assets.

Entire agreement. These Terms, together with any separate written agreement referenced in Section 5, constitute the entire agreement between the parties regarding the service and supersede all prior or contemporaneous communications. No statement outside these documents modifies them.

Export controls and sanctions. Customer represents that it is not located in, organized under the laws of, or ordinarily resident in any jurisdiction subject to comprehensive US sanctions, and is not a person listed on any US government restricted-party list. Customer will not access or use the service in violation of US export control or sanctions laws.

No waiver. A party's failure to enforce any provision is not a waiver of its right to do so later.

Language. These Terms are executed in English. Any translations are provided for convenience only; the English version controls.

Crene, Inc.
Delaware corporation, principal place of business in California.

Email: support@crene.com

Privacy questions: see the Privacy Policy.