America faces a harsh reality: surviving disasters increasingly depends on wealth. A growing disparity emerged in disaster recovery, particularly after the devastating Los Angeles wildfires of January 2025.

The wealthy now access exclusive services like Bright Harbor. This "white-glove" disaster recovery caters to those who can afford premium assistance. Academy Award attendees received yearlong subscriptions, highlighting this trend.

This two-tiered system leaves vulnerable populations behind. Navigating FEMA and rebuilding becomes a struggle for those without resources. The gap between the disaster "haves" and "have-nots" widens.

Climate change fuels more frequent and intense disasters. This exacerbates existing inequalities. Disaster capitalism, once theoretical, is now a tangible force.

Expect increased scrutiny on equitable disaster response. Policy changes and community-led initiatives are crucial. The future hinges on bridging the disaster divide.