Water damage poses a significant threat to homeowners, with approximately one in 60 insured homeowners filing a claim related to water damage or freezing each year, according to the Insurance Information Institute. The average cost of such property damage is around $15,000, prompting many to seek preventative measures like water leak detectors. These devices offer early warnings of potential problems, allowing homeowners to address leaks before they escalate into major issues.

The longer a leak remains undetected, the greater the potential for damage, which can include the destruction of furniture and decorations, the growth of mold and fungi, and even structural compromise. Smart leak detectors have emerged as a popular solution, and several models have been tested and recommended based on their performance and features.

Among the top-rated detectors are the Moen Smart Water Detector, noted for its overall performance, and the Moen Flo Smart Water Monitor and Shutoff, considered an upgrade pick. The Phyn Smart Water Sensor is also a strong contender, while the YoLink Water Sensor and Hub Kit is often recommended for larger properties due to its extended range and connectivity.

Insurers often favor the use of these devices, suggesting that homeowners check with their insurance providers for potential discounts or incentives for installing leak detection systems. The technology behind these detectors varies, but most rely on sensors that detect the presence of water and then send an alert to the homeowner's smartphone or other connected device. Some advanced systems, like the Moen Flo, can even automatically shut off the water supply to prevent further damage.