Will the difference between the 30-year fixed mortgage rate and the 10-year Treasury yield widen to 250bps or more for 10 or more consecutive trading days during 2026?
Resolves Dec 31, 2026
31%probability
4-model average
LOWconfidence
building category history
—stability
loading
Divergingmodels
48pt spread
The three supporting readings tell you how much weight to put on the probability: confidence reflects category-level track record, stability tracks how the estimate has moved over time, models shows whether the four agree.
Belief trajectory
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Per-model probabilities
GPT-4o
30%-1 vs avg
Gemini
60%+29 vs avg
Claude
12%-19 vs avg
Grok
25%-6 vs avg
Key disagreementGemini (60%) vs Claude (12%): Different weighting of factors
Resolution criteria
SourceFreddie Mac Primary Mortgage Market Survey (weekly) and Treasury yield data
CRENE-FED75-MKT-014-20261231Generated May 14, 2026